@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Merriweather:wght@400;700&display=swap');

:root {
  --color-white: #ffffff;
  --color-bg: #f5f7fa;
  --color-bg-alt: #eef1f6;
  --color-navy: #1a3a6b;
  --color-navy-light: #254d8f;
  --color-navy-dark: #0f2348;
  --color-green: #2e8b57;
  --color-green-light: #3aab6a;
  --color-green-bg: #e8f5ee;
  --color-gray-dark: #1e2530;
  --color-gray: #4a5568;
  --color-gray-mid: #718096;
  --color-gray-light: #a0aec0;
  --color-border: #d4dae6;
  --color-border-light: #e8ecf2;
  --font-sans: 'Inter', system-ui, sans-serif;
  --font-serif: 'Merriweather', Georgia, serif;
  --shadow-sm: 0 1px 3px rgba(26,58,107,0.07);
  --shadow-md: 0 4px 16px rgba(26,58,107,0.10);
  --shadow-lg: 0 8px 32px rgba(26,58,107,0.13);
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 14px;
  --transition: 0.22s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-sans);
  color: var(--color-gray-dark);
  background: var(--color-white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--color-navy); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-navy-light); }

img { max-width: 100%; height: auto; display: block; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

.container-wide {
  max-width: 1340px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── HEADER ── */
.site-header {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  position: sticky;
  top: 0;
  z-index: 999;
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 32px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 1.45rem;
  letter-spacing: -0.5px;
  color: var(--color-navy-dark);
  white-space: nowrap;
  flex-shrink: 0;
}

.logo-mark {
  width: 36px;
  height: 36px;
  background: var(--color-navy);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: -1px;
}

.logo span { color: var(--color-green); }

.main-nav { display: flex; align-items: center; gap: 4px; }

.main-nav a {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--color-gray);
  padding: 7px 12px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
  white-space: nowrap;
}

.main-nav a:hover,
.main-nav a.active {
  color: var(--color-navy);
  background: var(--color-bg);
}

.nav-dropdown { position: relative; }

.nav-dropdown > a { display: flex; align-items: center; gap: 4px; }
.nav-dropdown > a::after { content: '▾'; font-size: 0.7em; opacity: 0.7; }

.dropdown-menu {
  position: absolute;
  top: calc(100% + 10px);
  left: 0;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  min-width: 230px;
  padding: 8px;
  display: none;
  z-index: 100;
}

.nav-dropdown:hover .dropdown-menu { display: block; }

.dropdown-menu a {
  display: block;
  padding: 9px 14px;
  font-size: 0.86rem;
  border-radius: var(--radius-sm);
  color: var(--color-gray);
}

.dropdown-menu a:hover { background: var(--color-bg); color: var(--color-navy); }

.header-cta {
  background: var(--color-navy);
  color: #fff !important;
  padding: 9px 20px !important;
  border-radius: var(--radius-sm);
  font-weight: 600 !important;
  font-size: 0.875rem !important;
}

.header-cta:hover { background: var(--color-navy-light) !important; color: #fff !important; }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.hamburger span { width: 24px; height: 2px; background: var(--color-gray-dark); border-radius: 2px; display: block; transition: var(--transition); }

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, #0f2348 0%, #1a3a6b 55%, #1e4a80 100%);
  padding: 96px 0 88px;
  color: #fff;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: rgba(46,139,87,0.08);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -80px; left: -80px;
  width: 320px; height: 320px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
  pointer-events: none;
}

.hero-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.hero-eyebrow {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--color-green-light);
  margin-bottom: 20px;
}

.hero h1 {
  font-family: var(--font-serif);
  font-size: 2.7rem;
  line-height: 1.22;
  font-weight: 700;
  margin-bottom: 22px;
  color: #fff;
}

.hero-lead {
  font-size: 1.07rem;
  color: rgba(255,255,255,0.78);
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 480px;
}

.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-sans);
  font-size: 0.9rem;
  font-weight: 600;
  padding: 13px 28px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  text-decoration: none;
  line-height: 1;
}

.btn-primary { background: var(--color-green); color: #fff; }
.btn-primary:hover { background: var(--color-green-light); color: #fff; }

.btn-outline-white { background: transparent; border-color: rgba(255,255,255,0.45); color: #fff; }
.btn-outline-white:hover { background: rgba(255,255,255,0.10); color: #fff; }

.btn-navy { background: var(--color-navy); color: #fff; }
.btn-navy:hover { background: var(--color-navy-light); color: #fff; }

.btn-outline-navy { background: transparent; border-color: var(--color-navy); color: var(--color-navy); }
.btn-outline-navy:hover { background: var(--color-navy); color: #fff; }

.btn-green { background: var(--color-green); color: #fff; }
.btn-green:hover { background: var(--color-green-light); color: #fff; }

.hero-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 40px;
}

.hero-stat {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: var(--radius-md);
  padding: 20px;
}

.hero-stat-num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--color-green-light);
  line-height: 1;
  margin-bottom: 6px;
}

.hero-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
}

.hero-image-col {
  position: relative;
}

.hero-img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(0,0,0,0.35);
}

.hero-img img {
  width: 100%;
  height: 360px;
  object-fit: cover;
}

.hero-img-caption {
  position: absolute;
  bottom: -18px;
  right: -18px;
  background: var(--color-white);
  padding: 16px 20px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  min-width: 180px;
}

.hero-img-caption-num {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--color-navy);
  line-height: 1;
}

.hero-img-caption-text {
  font-size: 0.75rem;
  color: var(--color-gray);
  margin-top: 4px;
}

/* ── SECTION UTILITIES ── */
.section { padding: 80px 0; }
.section-alt { background: var(--color-bg); }
.section-navy { background: var(--color-navy-dark); color: #fff; }
.section-dark { background: var(--color-gray-dark); color: #fff; }

.section-header { margin-bottom: 48px; }
.section-header.center { text-align: center; }

.section-eyebrow {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--color-green);
  margin-bottom: 12px;
}

.section-title {
  font-family: var(--font-serif);
  font-size: 2.1rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  line-height: 1.28;
  margin-bottom: 16px;
}

.section-navy .section-title,
.section-dark .section-title { color: #fff; }

.section-lead {
  font-size: 1.04rem;
  color: var(--color-gray);
  max-width: 620px;
  line-height: 1.75;
}

.section-header.center .section-lead { margin: 0 auto; }
.section-navy .section-lead { color: rgba(255,255,255,0.72); }

.divider {
  width: 48px;
  height: 3px;
  background: var(--color-green);
  border-radius: 2px;
  margin: 18px 0;
}

.section-header.center .divider { margin: 18px auto; }

/* ── GRID SYSTEMS ── */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 28px; }

/* ── CARDS ── */
.card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: box-shadow var(--transition), transform var(--transition);
}

.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.card-body { padding: 28px; }

.card-img img {
  width: 100%;
  height: 210px;
  object-fit: cover;
}

.card-tag {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--color-green);
  margin-bottom: 10px;
}

.card-title {
  font-family: var(--font-serif);
  font-size: 1.12rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 10px;
  line-height: 1.35;
}

.card-text {
  font-size: 0.9rem;
  color: var(--color-gray);
  line-height: 1.72;
  margin-bottom: 18px;
}

.card-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy);
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.card-link::after { content: '→'; transition: transform var(--transition); }
.card-link:hover::after { transform: translateX(4px); }

/* ── TOPIC CARD ── */
.topic-card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.topic-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 3px; height: 100%;
  background: var(--color-green);
  opacity: 0;
  transition: opacity var(--transition);
}

.topic-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.topic-card:hover::before { opacity: 1; }

.topic-icon {
  width: 48px; height: 48px;
  background: var(--color-green-bg);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 18px;
}

.topic-card h3 {
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 10px;
}

.topic-card p {
  font-size: 0.875rem;
  color: var(--color-gray);
  line-height: 1.7;
  margin-bottom: 16px;
}

/* ── STAT STRIP ── */
.stat-strip {
  background: var(--color-navy-dark);
  padding: 48px 0;
}

.stat-strip-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  text-align: center;
}

.stat-item {
  padding: 20px 24px;
  border-right: 1px solid rgba(255,255,255,0.10);
}

.stat-item:last-child { border-right: none; }

.stat-num {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--color-green-light);
  line-height: 1;
  margin-bottom: 8px;
}

.stat-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.62);
  line-height: 1.4;
}

/* ── INFO BOXES ── */
.info-box {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: 32px;
}

.info-box-navy {
  background: var(--color-navy);
  border-color: var(--color-navy-light);
  color: #fff;
}

.info-box-green {
  background: var(--color-green-bg);
  border-color: rgba(46,139,87,0.2);
}

.info-box-alt { background: var(--color-bg-alt); }

/* ── TABLE ── */
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}

.data-table th {
  background: var(--color-navy);
  color: #fff;
  padding: 13px 18px;
  text-align: left;
  font-weight: 600;
  font-size: 0.82rem;
  letter-spacing: 0.5px;
}

.data-table th:first-child { border-radius: var(--radius-sm) 0 0 0; }
.data-table th:last-child { border-radius: 0 var(--radius-sm) 0 0; }

.data-table td {
  padding: 12px 18px;
  border-bottom: 1px solid var(--color-border-light);
  color: var(--color-gray);
  vertical-align: top;
}

.data-table tr:last-child td { border-bottom: none; }
.data-table tr:nth-child(even) td { background: var(--color-bg); }
.data-table tr:hover td { background: #eef3fb; }

.table-wrap { overflow-x: auto; border-radius: var(--radius-lg); border: 1px solid var(--color-border-light); }

/* ── TIMELINE ── */
.timeline { position: relative; padding-left: 32px; }

.timeline::before {
  content: '';
  position: absolute;
  left: 9px; top: 0; bottom: 0;
  width: 2px;
  background: var(--color-border);
}

.timeline-item { position: relative; margin-bottom: 32px; }

.timeline-item::before {
  content: '';
  position: absolute;
  left: -28px; top: 7px;
  width: 12px; height: 12px;
  border-radius: 50%;
  background: var(--color-green);
  border: 2px solid var(--color-white);
  box-shadow: 0 0 0 2px var(--color-green);
}

.timeline-date {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--color-green);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 6px;
}

.timeline-title {
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 6px;
  font-size: 1rem;
}

.timeline-text {
  font-size: 0.88rem;
  color: var(--color-gray);
  line-height: 1.7;
}

/* ── ACCORDION ── */
.accordion-item {
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  overflow: hidden;
}

.accordion-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 22px;
  cursor: pointer;
  background: var(--color-white);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--color-navy-dark);
  transition: background var(--transition);
  user-select: none;
}

.accordion-header:hover { background: var(--color-bg); }
.accordion-header.open { background: var(--color-bg); color: var(--color-navy); }

.accordion-icon {
  width: 22px; height: 22px;
  background: var(--color-green-bg);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: var(--color-green);
  font-weight: 700;
  flex-shrink: 0;
  transition: transform var(--transition);
}

.accordion-icon.open { transform: rotate(45deg); }

.accordion-body {
  padding: 0 22px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
}

.accordion-body.open {
  max-height: 600px;
  padding: 0 22px 20px;
}

.accordion-body p {
  font-size: 0.9rem;
  color: var(--color-gray);
  line-height: 1.75;
}

/* ── EXPERT CARD ── */
.expert-card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
}

.expert-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }

.expert-photo img {
  width: 100%;
  height: 240px;
  object-fit: cover;
  object-position: top;
}

.expert-info { padding: 24px; }

.expert-name {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 4px;
}

.expert-title {
  font-size: 0.82rem;
  color: var(--color-green);
  font-weight: 600;
  margin-bottom: 12px;
}

.expert-bio {
  font-size: 0.87rem;
  color: var(--color-gray);
  line-height: 1.7;
  margin-bottom: 16px;
}

.expert-tags { display: flex; flex-wrap: wrap; gap: 6px; }

.tag {
  font-size: 0.72rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 20px;
  background: var(--color-bg-alt);
  color: var(--color-gray);
  border: 1px solid var(--color-border-light);
}

.tag-green { background: var(--color-green-bg); color: var(--color-green); border-color: rgba(46,139,87,0.2); }
.tag-navy { background: #e8eef7; color: var(--color-navy); border-color: rgba(26,58,107,0.15); }

/* ── BREADCRUMB ── */
.breadcrumb {
  background: var(--color-bg);
  border-bottom: 1px solid var(--color-border-light);
  padding: 14px 0;
}

.breadcrumb-inner {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-wrap: wrap;
}

.breadcrumb-inner a,
.breadcrumb-inner span {
  font-size: 0.82rem;
  color: var(--color-gray-mid);
}

.breadcrumb-inner a:hover { color: var(--color-navy); }

.breadcrumb-sep { color: var(--color-gray-light); }

.breadcrumb-current { color: var(--color-navy-dark) !important; font-weight: 500; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, #0f2348 0%, #1a3a6b 100%);
  padding: 64px 0 56px;
  color: #fff;
}

.page-hero h1 {
  font-family: var(--font-serif);
  font-size: 2.2rem;
  font-weight: 700;
  margin-bottom: 14px;
  line-height: 1.25;
}

.page-hero-lead {
  font-size: 1.02rem;
  color: rgba(255,255,255,0.75);
  max-width: 580px;
  line-height: 1.72;
}

/* ── TWO-COL CONTENT ── */
.two-col-layout {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 52px;
  align-items: start;
}

.two-col-layout.reverse { grid-template-columns: 420px 1fr; }

.content-block h2 {
  font-family: var(--font-serif);
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 16px;
  line-height: 1.3;
}

.content-block h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 10px;
  margin-top: 28px;
}

.content-block p {
  font-size: 0.96rem;
  color: var(--color-gray);
  line-height: 1.8;
  margin-bottom: 18px;
}

.content-block ul {
  list-style: none;
  margin-bottom: 20px;
}

.content-block ul li {
  font-size: 0.94rem;
  color: var(--color-gray);
  padding: 7px 0 7px 22px;
  position: relative;
  line-height: 1.65;
  border-bottom: 1px solid var(--color-border-light);
}

.content-block ul li:last-child { border-bottom: none; }

.content-block ul li::before {
  content: '';
  position: absolute;
  left: 0; top: 16px;
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--color-green);
}

.content-block ol {
  padding-left: 20px;
  margin-bottom: 20px;
}

.content-block ol li {
  font-size: 0.94rem;
  color: var(--color-gray);
  padding: 6px 0;
  line-height: 1.7;
}

/* ── SIDEBAR ── */
.sidebar { display: flex; flex-direction: column; gap: 24px; }

.sidebar-widget {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.sidebar-widget-header {
  background: var(--color-navy);
  padding: 14px 20px;
  color: #fff;
  font-weight: 700;
  font-size: 0.88rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.sidebar-widget-body { padding: 20px; }

.sidebar-nav a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  font-size: 0.88rem;
  color: var(--color-gray);
  border-bottom: 1px solid var(--color-border-light);
  transition: color var(--transition);
}

.sidebar-nav a:last-child { border-bottom: none; }
.sidebar-nav a:hover { color: var(--color-navy); }
.sidebar-nav a::after { content: '›'; font-size: 1.1rem; }

.highlight-box {
  background: var(--color-navy);
  border-radius: var(--radius-lg);
  padding: 28px;
  color: #fff;
  text-align: center;
}

.highlight-box h4 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.highlight-box p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.72);
  margin-bottom: 20px;
  line-height: 1.65;
}

/* ── CONTACT FORM ── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 52px;
}

.form-group { margin-bottom: 20px; }

.form-label {
  display: block;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--color-navy-dark);
  margin-bottom: 7px;
}

.form-control {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font-sans);
  font-size: 0.9rem;
  color: var(--color-gray-dark);
  background: var(--color-white);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.form-control:focus {
  border-color: var(--color-navy);
  box-shadow: 0 0 0 3px rgba(26,58,107,0.09);
}

textarea.form-control { resize: vertical; min-height: 130px; }

select.form-control { cursor: pointer; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.form-note {
  font-size: 0.78rem;
  color: var(--color-gray-mid);
  margin-top: 6px;
}

.success-message {
  display: none;
  background: var(--color-green-bg);
  border: 1.5px solid rgba(46,139,87,0.3);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  margin-top: 16px;
  color: var(--color-green);
  font-weight: 600;
  font-size: 0.95rem;
  align-items: center;
  gap: 10px;
}

.success-message.show { display: flex; }

/* ── BLOG ── */
.blog-grid {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 52px;
  align-items: start;
}

.article-content { max-width: none; }

.article-content h2 {
  font-family: var(--font-serif);
  font-size: 1.55rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin: 36px 0 14px;
  line-height: 1.3;
}

.article-content h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin: 28px 0 12px;
}

.article-content p {
  font-size: 0.97rem;
  color: var(--color-gray);
  line-height: 1.85;
  margin-bottom: 18px;
}

.article-content ul {
  margin-bottom: 20px;
  padding-left: 20px;
}

.article-content ul li {
  font-size: 0.95rem;
  color: var(--color-gray);
  line-height: 1.75;
  margin-bottom: 8px;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  padding: 14px 0;
  border-top: 1px solid var(--color-border-light);
  border-bottom: 1px solid var(--color-border-light);
  margin-bottom: 32px;
}

.article-meta-item {
  font-size: 0.82rem;
  color: var(--color-gray-mid);
  display: flex;
  align-items: center;
  gap: 5px;
}

.article-img-full {
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin: 28px 0;
}

.article-img-full img {
  width: 100%;
  height: 340px;
  object-fit: cover;
}

/* ── INFO BANNER ── */
.info-banner {
  background: linear-gradient(90deg, var(--color-navy-dark), var(--color-navy-light));
  border-radius: var(--radius-lg);
  padding: 40px 48px;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.info-banner h3 {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  margin-bottom: 8px;
}

.info-banner p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.72);
  max-width: 480px;
}

/* ── FEATURE GRID ── */
.feature-item {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}

.feature-icon {
  width: 44px;
  height: 44px;
  background: var(--color-green-bg);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.feature-text h4 {
  font-size: 0.97rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin-bottom: 6px;
}

.feature-text p {
  font-size: 0.87rem;
  color: var(--color-gray);
  line-height: 1.7;
}

/* ── PROGRESS BARS ── */
.progress-item { margin-bottom: 20px; }

.progress-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 7px;
}

.progress-label { font-size: 0.88rem; font-weight: 600; color: var(--color-navy-dark); }
.progress-value { font-size: 0.88rem; font-weight: 700; color: var(--color-green); }

.progress-track {
  height: 8px;
  background: var(--color-bg-alt);
  border-radius: 4px;
  overflow: hidden;
}

.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--color-green), var(--color-green-light));
  border-radius: 4px;
  transition: width 1s ease;
}

/* ── QUOTE / CALLOUT ── */
.callout {
  border-left: 4px solid var(--color-green);
  background: var(--color-green-bg);
  padding: 20px 24px;
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 24px 0;
}

.callout-navy {
  border-left-color: var(--color-navy);
  background: #e8eef7;
}

.callout p {
  font-size: 0.95rem;
  color: var(--color-gray-dark);
  line-height: 1.72;
  margin: 0;
}

.callout strong { color: var(--color-navy-dark); }

/* ── FOOTER ── */
.site-footer {
  background: var(--color-navy-dark);
  color: rgba(255,255,255,0.75);
  padding-top: 64px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
  gap: 48px;
  padding-bottom: 52px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.3rem;
  font-weight: 800;
  color: #fff;
  margin-bottom: 16px;
}

.footer-logo .logo-mark { background: rgba(255,255,255,0.12); }
.footer-logo span { color: var(--color-green-light); }

.footer-desc {
  font-size: 0.86rem;
  line-height: 1.8;
  margin-bottom: 24px;
  color: rgba(255,255,255,0.6);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 10px;
  font-size: 0.85rem;
}

.footer-contact-item strong { color: rgba(255,255,255,0.9); }

.footer-col h4 {
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 20px;
}

.footer-links { list-style: none; }

.footer-links li { margin-bottom: 10px; }

.footer-links a {
  font-size: 0.87rem;
  color: rgba(255,255,255,0.65);
  transition: color var(--transition);
}

.footer-links a:hover { color: var(--color-green-light); }

.footer-bottom {
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-bottom p { font-size: 0.8rem; color: rgba(255,255,255,0.4); }

.footer-bottom-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.45);
  transition: color var(--transition);
}

.footer-bottom-links a:hover { color: rgba(255,255,255,0.8); }

/* ── POLICY PAGES ── */
.policy-layout { max-width: 800px; margin: 0 auto; }

.policy-layout h2 {
  font-family: var(--font-serif);
  font-size: 1.45rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin: 40px 0 14px;
}

.policy-layout h3 {
  font-size: 1.08rem;
  font-weight: 700;
  color: var(--color-navy-dark);
  margin: 28px 0 10px;
}

.policy-layout p {
  font-size: 0.95rem;
  color: var(--color-gray);
  line-height: 1.82;
  margin-bottom: 16px;
}

.policy-layout ul {
  list-style: disc;
  padding-left: 24px;
  margin-bottom: 16px;
}

.policy-layout ul li {
  font-size: 0.93rem;
  color: var(--color-gray);
  line-height: 1.75;
  margin-bottom: 7px;
}

.policy-meta {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  padding: 16px 22px;
  margin-bottom: 36px;
  font-size: 0.85rem;
  color: var(--color-gray-mid);
}

/* ── MOBILE NAV ── */
.mobile-nav {
  display: none;
  position: fixed;
  top: 68px; left: 0; right: 0; bottom: 0;
  background: var(--color-white);
  z-index: 998;
  overflow-y: auto;
  padding: 24px;
  flex-direction: column;
  gap: 8px;
}

.mobile-nav.open { display: flex; }

.mobile-nav a {
  display: block;
  padding: 13px 16px;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--color-gray-dark);
  border-radius: var(--radius-sm);
  border-bottom: 1px solid var(--color-border-light);
}

.mobile-nav a:hover { background: var(--color-bg); color: var(--color-navy); }

/* ── MISC ── */
.text-green { color: var(--color-green); }
.text-navy { color: var(--color-navy); }
.text-gray { color: var(--color-gray); }
.text-white { color: #fff; }
.font-bold { font-weight: 700; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .two-col-layout { grid-template-columns: 1fr; }
  .two-col-layout.reverse { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  .hero-layout { grid-template-columns: 1fr; gap: 40px; }
  .hero-image-col { display: none; }
  .contact-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .stat-strip-inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .main-nav { display: none; }
  .hamburger { display: flex; }
  .header-cta { display: none; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .stat-strip-inner { grid-template-columns: 1fr 1fr; }
  .hero { padding: 64px 0 56px; }
  .hero h1 { font-size: 2rem; }
  .section { padding: 56px 0; }
  .section-title { font-size: 1.7rem; }
  .info-banner { flex-direction: column; padding: 28px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .hero h1 { font-size: 1.7rem; }
  .hero-stats { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .stat-strip-inner { grid-template-columns: 1fr; }
  .stat-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.10); }
}